West Creek Offers Fast And Easy Payment Option – No Credit Needed
High Approval Rates:
With West Creek Financial it takes only seconds to get approved for up to $5,000 on a lease-to-own contract. More than 80% of applications are approved – even those with low credit scores.
No Hidden Fees:
This affordable payment option has no hidden fees. Once you sign the contract, a $40 initial payment will be deducted electronically. Then your payments will be automatically withdrawn from your checking account on paydays. Payments are 16.25% of the invoice per month for 12 months. For example, if your invoice amount is $1,000 and you get paid bi-weekly, your payment will be $75 every payday for 26 payments.
90-Day Purchase Option Or Early Buyout:
And with the 90-day purchase option – you can choose to purchase the item within 90 days of delivery and pay only the initial $40 payment plus the invoice amount. After 90 days, you may choose the early buyout option and purchase the merchandise at up to 64% of the remaining balance on the lease.
- Photo ID
- Social Security Number, government ID or ITIN#
- Debit card with initial payment of $40
- Checking account
- $1,000 a month income